Don’t settle for just meeting the legal minimum. RF&G Insurance offers Commercial Motor insurance that goes beyond a simple sticker. Drive with confidence knowing your business is protected in case of accidents. We’ll get you back on the road fast, minimizing downtime and keeping your company running smoothly.
We cover all types of business vehicles, from single trucks to large fleets. Our friendly agents will help you find the right policy to fit your specific needs and budget. Protect your business, visit RF&G Insurance today!
Types of Vehicle Covered by RF&G Commercial Vehicle Insurance:
- Cars & Trucks
- Tractors
- Trailers
- Golf Carts
- Motorized Heavy Equipment
- Crane Trucks
Limits of Liability
Third Party Bodily Injury per person up to
Third Party Bodily Injury per accident up to
Third Party Property Damage per Accident up to
Accidental Damages to own vehicle:
BZ$50,000.00
BZ$200,000.00
BZ$20,000.00
No
Third Party Bodily Injury per person up to
BZ$50,000.00
Third Party Bodily Injury per accident up to
BZ$200,000.00
Third Party Property Damage per Accident up to
BZ$20,000.00
Accidental Damages to own vehicle:
No.
Product | Period of Cover |
---|---|
Third Party Act Only | Annual |
Coverage/Period: The legal minimum liability required under the Motor Vehicle Insurance (Third Party Risks) Act.
Limits of Liability
Third Party Bodily Injury per person up to
Third Party Bodily Injury per accident up to
Third Party Property Damage per Accident up to
Accidental Damages to own vehicle:
BZ$1,000,000.00
BZ$1,000,000.00
BZ$250,000.00
No
Third Party Bodily Injury per person up to
BZ$1,000,000.00
Third Party Bodily Injury per accident up to
BZ$1,000,000.00
Third Party Property Damage per Accident up to
BZ$250,000.00
Accidental Damages to own vehicle:
No.
Coverage/Period: Third Party liability for injury to persons and damage to property. This is a yearly policy.
Limits of Liability
Third Party Bodily Injury per person up to
Third Party Bodily Injury per accident up to
Third Party Property Damage per Accident up to
Accidental Damages to own vehicle:
BZ$1,000,000.00
BZ$1,000,000.00
BZ$250,000.00
No
Third Party Bodily Injury per person up to
BZ$1,000,000.00
Third Party Bodily Injury per accident up to
BZ$1,000,000.00
Third Party Property Damage per Accident up to
BZ$250,000.00
Accidental Damages to own vehicle:
No.
Product | Accidental DamageCover | |
---|---|---|
Third Party Fire & Theft | For Fire & Theft Only | |
Comprehensive Only | Loss or damage to the Insured vehicle by accident, theft and fire. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year) | |
Comprehensive & Hurricane | Loss or damage to the Insured vehicle by accident, theft, fire, hurricane, flood or windstorm. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year) |
Coverage/Period: Policies available on an annual basis.
"Act Only"
"Million Dollar"
& Liability
Limits of Liability
Third Party Bodily Injury per person up to
Third Party Bodily Injury per accident up to
Third Party Property Damage per Accident up to
Accidental Damages to own vehicle:
BZ$50,000.00
BZ$200,000.00
BZ$20,000.00
No
Third Party Bodily Injury per person up to
BZ$50,000.00
Third Party Bodily Injury per accident up to
BZ$200,000.00
Third Party Property Damage per Accident up to
BZ$20,000.00
Accidental Damages to own vehicle:
No.
Product | Period of Cover |
---|---|
Third Party Act Only | Annual |
Coverage/Period: The legal minimum liability required under the Motor Vehicle Insurance (Third Party Risks) Act.
Limits of Liability
Third Party Bodily Injury per person up to
Third Party Bodily Injury per accident up to
Third Party Property Damage per Accident up to
Accidental Damages to own vehicle:
BZ$1,000,000.00
BZ$1,000,000.00
BZ$250,000.00
No
Third Party Bodily Injury per person up to
BZ$1,000,000.00
Third Party Bodily Injury per accident up to
BZ$1,000,000.00
Third Party Property Damage per Accident up to
BZ$250,000.00
Accidental Damages to own vehicle:
No.
Coverage/Period: Third Party liability for injury to persons and damage to property. This is a yearly policy.
Limits of Liability
Third Party Bodily Injury per person up to
Third Party Bodily Injury per accident up to
Third Party Property Damage per Accident up to
Accidental Damages to own vehicle:
BZ$1,000,000.00
BZ$1,000,000.00
BZ$250,000.00
No
Third Party Bodily Injury per person up to
BZ$1,000,000.00
Third Party Bodily Injury per accident up to
BZ$1,000,000.00
Third Party Property Damage per Accident up to
BZ$250,000.00
Accidental Damages to own vehicle:
No.
Product | Accidental DamageCover | |
---|---|---|
Third Party Fire & Theft | For Fire & Theft Only | |
Comprehensive Only | Loss or damage to the Insured vehicle by accident, theft and fire. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year) | |
Comprehensive & Hurricane | Loss or damage to the Insured vehicle by accident, theft, fire, hurricane, flood or windstorm. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year) |
Coverage/Period: Policies available on an annual basis.