Vehicle

Belize Motor Insurance

Coverage Mile After Mile

Protect your vehicle with reliable Motor Insurance from RF&G Insurance. Whether you drive a private vehicle, commercial vehicle, motorcycle or business fleet, we offer coverage options designed to help keep you protected on and off the road.

Third-Party Insurance

Meet the minimum legal insurance requirement.

Coverage typically helps protect against:

  • Third-party bodily injury
  • Third-party property damage
  • Legal liability protection

Best for:

  • Drivers seeking essential coverage
  • Older vehicles
  • Budget-conscious drivers

Comprehensive Insurance

Broader protection for your vehicle.

Coverage may help protect against:

  • Accidental damage
  •  Theft
  • Fire
  • Hurricane, flood & windstorm
  • Glass breakage benefits
  • Third-party liability

Best for:

  • Private vehicle owners
  • Newer vehicles
  • Drivers wanting wider protection

Find the Motor Coverage That Fits Your Needs

Not sure which coverage fits you?

WHAT TO DO AFTER AN ACCIDENT

  1. Check for injuries and call emergency services if needed.
  2. Report the accident to the Police.
  3. Take photos of the scene and vehicles involved.
  4. Exchange driver and insurance information.
  5. Contact your insurer as soon as possible.
  6. Avoid accepting or offering settlements at the scene.

RF&G already promotes these steps through its claims guidance.

Frequently Asked Questions

Third-Party covers liability to others, while Comprehensive coverage may also protect your own vehicle against covered losses.

Yes. Drivers must carry legally required insurance coverage to operate vehicles in Belize.

Yes. RF&G offers solutions for commercial and business-use vehicles.

Coverage depends on the selected policy.