Belize Property & home Insurance
Protect What Matters Most
From your family home to your business property, RF&G Property Insurance helps protect your investment against unexpected events such as hurricanes, fire, theft, floods and other covered risks.
Whether you need Residential or Commercial Property Insurance, our team can help you find coverage tailored to your needs.
Find the Coverage That Fits Your Needs
Residential Property Insurance
Designed for homeowners and residential property owners.
Coverage may help protect:
- Your home structure
- Personal belongings & contents
- Fences, patios, pools & external features
- Covered damage from fire, hurricanes, theft and other insured risks
Commercial Property Insurance
Protection designed for businesses and commercial properties.
Coverage may help protect:
- Commercial buildings
- Business contents
- Equipment & furnishings
Inventory & stock - Offices, retail spaces and operational facilities
Which Property Insurance Is Right For You?
Not sure which coverage fits you?
Are You Adequately Insured?
Many property owners unknowingly underinsure their buildings.
If your building is worth $100,000 but insured for $50,000, a claim payment may be reduced due to underinsurance.
Know the Average Clause
Underinsuring your property can affect how much you receive during a claim.To help ensure adequate protection:
✔ Obtain a professional appraisal or survey
✔ Include external structures
✔ Separate building value from contents value
✔ Review your coverage regularly
Frequently Asked Questions
What does Property Insurance cover?
Coverage varies by policy but may include protection for buildings, contents and covered risks such as fire, hurricanes or theft.
Do I need a property appraisal?
A professional appraisal or survey is recommended to help determine adequate insurance values.
Is contents coverage included?
Coverage depends on your selected policy. Speak with an RF&G representative to review your options.
Can businesses get property insurance?
Yes. RF&G offers commercial property solutions for businesses and commercial buildings.