What’s Renters Insurance?
Protects your personal belongings, such as furniture, electronics, clothing, and other possessions, from risks like theft, fire, vandalism, or certain natural disasters.
Renters insurance is a valuable and often necessary form of protection for anyone renting their home, offering coverage for personal belongings, liability, and more at a relatively low cost.
Example: If your apartment is burglarized and your laptop is stolen, renters insurance can help cover the cost of replacing it.
Liability Coverage
Provides protection in case you’re found legally responsible for injury to others or damage to their property while in your rented home.
Example: If a guest slips and falls in your apartment, resulting in medical expenses, liability coverage can help cover those costs.
WHY IS RENTERS INSURANCE IMPORTANT?
- Affordable renters insurance: Protect your belongings without breaking the bank. Our policies offer comprehensive coverage at competitive prices – get full coverage for less than $100 a year.*
*Individual terms and conditions may vary. Please reach out to our customer service department for specifics, csr@rfginsurancebelize.com. - Renters insurance safety net: Don’t let unexpected events ruin your life. Our renters’ insurance provides financial protection for your belongings and liability.
- Comprehensive renters insurance coverage: We go beyond the basics. Our policies safeguard your furniture, electronics, clothing, tools, watch collection, and more…
What Renters Insurance Doesn’t Cover?
The Building Structure: Damage to the physical structure of the building is the responsibility of the landlord, not the renter.
Steps to Get Renters Insurance
- Inventory your belongings: Make a list of your valuable possessions with estimated values. This helps determine the coverage amount you need.
- Provide accurate information: When requesting quotes, provide detailed information about your living situation (proof of address, construction materials, and photos) belongings, and desired coverage.
- Consider higher coverage limits: For valuable items like jewelry or electronics, consider additional coverage.
- Document your belongings: Take photos or videos of your belongings for proof of ownership in case of a claim.
